Bank Interest rate
| Deposit Rate(As on 01st January 2025) | ||
| General Public | Senior Citizen | |
| 7 Days to 45 Days | 5.25% | 5.75% |
| 46 Days to 90 Days | 6.00% | 6.50% |
| 91 Days to 364 Days | 6.10% | 6.60% |
| 1 Year and upto 3 Years | 7.20% | 7.70% |
| Above 3 Years & upto 10 Years | 7.30% | 7.80% |
| Above 10 Years | 3.50% | 4.00% |
| 555 Day | 7.75% | 8.25% |
| Get Rs. 1507 by Investing Rs. 1000 For 68 months | ||
| Get Rs. 2001 by Investing Rs. 1000 For 115 months | ||
| Amrut Mahotsav Deposit Yojna | ||
| Interest Payment | ||
| Monthly | 7.25% | 7.75% |
| Quarterly | 7.50% | 8.00% |
| Annually | 7.75% | 8.25% |
| Bulk Deposit Plan | ||
| 0.50% More Interest on Single Term Deposits Receipts of Rs. 15 Lakh and above for 1 year and above. | ||
| Senior Citizen | ||
| Senior Citizens Will get this benefit on cumulative Term Deposits. The senior citizens age must be more then 60 and has to provide age proof. | ||
| Savings account holder | ||
| Earn more on your savings account, Get up to 4.00% Interest p.a.* MAB >= Rs. 5.00 Lacs | ||
Note: Benefit of additional scheme is available in any single scheme
| Advance Rate (As on 01st January 2025) | |
| N.S.C. Loan\LIC LOAN UPTO 50LAC | 9.65% |
| N.S.C Loan\LIC LOAN ABOVE 50LAC | 9.15% |
| Gold loan | 9.40% |
| Mortgage loan | 11.90% |
| Cash Credit | 10.90% |
| Education loan | 10.65% |
| Vehicle loan HP-1 (2 wheeler loan) | 11.15% |
| Consumer loan (Electronics & Furniture) | 14.15% |
| Loan for Purchase of New Car (HP-2 001) | 09.65% |
| Loan for Purchase of Old Car (HP-3 002) | 14.05% |
| Loan for Purchase of Commercial Car (HP-4 003) | 12.05% |
| Machinery loan | 11.40% |
| Housing loan | 09.40% |
| Commercial Property Purchase loan | 11.90% |
| Project loan | 11.90% |
| Bajpayee Bankable yojna Loan | 11.65% |
| Solar Roof Top Loan | 9.90% |
| Personal loan | 15.65% |
| Atma Sanman Yojna 1 | 10.90% |
| Atma Sanman Yojna 2 | 10.15% |
