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Standerton House , Bazar ,Gandevi - Dist : Navsari 396 360
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| GPCB : Welcome To The Gandevi Peoples Co-Operative Bank Ltd | | News : Bank's financial Position as on 31-03-2021 (Audited) | | Deposit : Rs.18409.26 Lacs | | Advances : Rs. 11353.66 Lacs | | Gross Profit : Rs. 441.55 Lacs | | Net Profit : Rs. 276.84 Lacs | | Total Business : Rs.29762.92 Lacs | | Working Capital : Rs.20702.83 Lacs |
SAVING ACCOUNT
The "Saving Account" is generally opened in bank by salaried persons or by the persons who have a fixed regular income. This facility is also given to students, senior citizens, pensioners and so on.
CURRENT ACCOUNT
Current bank account is opened by businessmen who have a higher number of regular transactions with the bank. It includes deposits, withdrawals and contra transactions. It is also known as Demand Deposit Account.
FIXED DEPOSIT
The account which is opened for a particular fixed period (time) by depositing particular fixed period (time) by depositing particular amount (money) is known as Fixed (Term) Deposit Account. The term ‘fixed deposit’ means that the deposit is fixed and is repayable only after a specific period is over Under fixed deposit account, money is deposited for a fixed period say six months, one year, five years or even ten years. The money deposited in this account cannot be withdrawn before the expiry of period.
RECURRING DEPOSIT
Recurring deposits are a type of banking investment very similar to cash certificates. One of the main differences is the deposit terms, which tend to be monthly instead of quarterly. A recurring deposit account may not be as flexible as a cash certificate deposit in terms of lending against the money.
